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ZenboLife is a life planning & personal productivity tool. It is a holistic application to help store all your contacts, tasks and notes as well as guide you through the process of planning your life. It is designed to cover all areas of your life to be your all in one source.


  • Project Management

    A statement of work defines the work to be done for a project. It defines all the requirements to client. It includes what must be delivered, how and when it must be completed by. These are all the projects deliverables.

    A statement of work is often used between a client and supplier. It should not be a template. It should be custom to the client. It is often a few pages in length and it must be well written, clear, and concise with little ambiguity.

    It is the first deliverable the client receives often soon after an initial meeting with the client. It confirms the understanding of what was discussed. It tells a story by giving the background of the situation and what needs to be done to fix it. It is a simple contract. It documents the terms that have been agreed in the initial meeting.

  • Management

    Appreciative Inquiry is all about making change. It looks to the positive strengths to make change happen. The leader has to motivate and empower followers in order for the change to occur.

    Often when businesses or individuals have a problem they seek to find what is going wrong and focus all their efforts at resolving the negative. Appreciative Inquiry turns this on its head by finding what is working and focusing all efforts on make the positive even better.

    There are four stages of appreciative inquiry Discovery, Dream, Design and Destiny. (Daft, R. L. 2014 P.467) Discovery looks for the strengths to find what is working. Dream this allows us to imagine a world in which the organization would be like if the best outcomes were a normal occurrence. Design asks us to create a plan so that we can build the dream. Destiny is all about implementing the plan.

    As an example if an organization has a high turnover rate instead of looking at the negative why employees are leaving Appreciative Inquiry looks at why employees are staying and we would then look at increasing the positive reasons employees stay. Appreciative Inquiry gets out of the negative thinking that can lead to pointing fingers and placing blame.

    Appreciative Inquiry need not only be for used for solving problems it can be used for change in general. It can also be applied at the personal and organizational level.

  • Marketing

    Supply and demand are what makes the market. Supply is how much the market is able to provide. Demand is how much a product or service is desired by buyers.

    Demand comes from how much quantity buyers are willing to buy at a certain price.

    Supply and Demand have key relationship. Demand relationship, price and quantity demanded relationship. Supply relationship, producers willing to supply at certain price.

    Price affects supply and demand.

    In this market economy, it rewards efficient use of resources.

    The law of demand

    All things being equal, the higher the price the lower the demand. Buyers are less likely to be able to afford the good so they will either save their money or spend their money on something else.

    There is a negative relationship between price and quantity demanded.

    The law of supply

    The higher the price the higher quantity is supplied. If producers can get a high price, they will produce more allowing them to earn more profit. Time is a factor in supply. Producers cannot react fast enough to ramp up their production to meet increased demand or shutdown factories for a sharp fall in demand. It also depends on the type of demand, short term versus long term.

  • Strategy

    Balanced scorecard is a strategic management tool modeled after successful organizations. It was found that successful businesses have clear vision and do not only rely on the financial performance to determine their success. The balanced scorecard brings a balance between financial and non-financial measures. It is made up of four perspectives, financial, customers, internal processes and knowledge and growth. These four perspectives act as four legs to a table, all must be working together or the company will lose balance.

    Balanced scorecard allows management to make better business decisions. It makes it easier for the business to find areas it needs to make improvements. It gives a holistic view of the company. In developing strategic goals, balanced scorecard gets management to consider changes in one area may affect another.

    Each of the perspectives contain their own strategic objectives, targets and performance measures to determine success or failure. Performance measures should be done regularly to get a pulse of the company. Some measures will be trailing and others will be leading.

    One of the great things about balanced scorecard is that the measures can be applied against different locations or business units.

    Balanced scorecard promotes continuous improvement. Performance measures are meaningful and management can compare actual values from goals.

  • Management

    Selling your business can be difficult, a long process and be emotional. There are steps you can take to help smooth the process and there are certain external professionals you should consider consulting with.

    The first thing you probably want to know is how much money will I get. A quick way to ballpark the price of the business is three times cash flow after all expenses and taxes. If your business nets you $100,000 per year, a good starting price for the business is to sell for $300,000. Everything is relative however.

    First, consider your situation. Why are you selling? This is one of the first questions any potential buyer will ask. Retirement, overworked, relocating, family issues or just other interests are all valid.

    Your reason will affect the urgency in which the deal must complete. Selling when you do not have to sell is the best place to be in.

    Prepare to sell your business long in advance, at least a year. Really, try hard to push the business to sell on a strong year. You want to show that performance of the business has been increasing year or year. Get everything in order. Write down everything you plan to include in the sale. Include inventory, supplies and equipment. Are you willing to offer training to the buyer? Are you willing to finance the purchase?

  • Strategy

    All companies no matter the industry or size must create business goals to keep improving. Goals helps steer your business in the right direction. The best goals are SMART. They help you to achieve business success and identify what’s most important.

    SMART goals is an effective method used by successful business owners to consistently reach their business goals. Allows you to go from general ideas to creating an action plan to achieve real results.

    SMART Goals are + Specific (clear, distinct, unambiguous) + Measurable (quantitative, significant) + Achievable (attainable, feasible) + Relevant (important, related) + Time bound (time sensitive, ending)

    Smart business owners know the value of setting goals. Goals should be set for the short, intermediate and long term.

    Examples of SMART Goals + Specific: My retail store will start selling women’s shoes in style A and B. + Measurable: My retail store will sell 100 men’s shirts in the next thirty days. + Achievable: My coffee shop will increase sales by 15%. + Realistic: I will contact retailers to sell my products in their stores. + Timely: I will increase revenue by 20% by December.

    SMART goals allows you to know when you are successful. What can you expect if you start to apply this method to your business? Increased productivity, keep business focus on strategic objectives and meet your business targets.

  • Strategy

    Are you thinking about moving your business to a new location? There is a lot of preparing to do.

    To make the move to a new city or country you should start by doing a lot of research to learn as much about the location and its people as you can. Even cities less than 100 kilometers away can have different attitudes.

    There are many reasons to move a business. Expand into new markets, increase quality of life, access to more labor, decrease costs and increase revenues. Some locations are difficult to find skilled workers. Perhaps you need new facilities. Moving to larger cities gives access to transportation hubs, rail, international airports and ports.


    Do research on the city first. What are the population trends? How are the demographics different and how do they relate to your target market. Are the costs of doing business more or less? Are wages higher or lower?

    Compare multiple locations. Make a list of everything the new space must have or nice to haves. Just like finding a new place to live, it is important to walk the neighborhood and drive around to get a feel for it. Where will you find vendors and suppliers in the new location? Do a cost benefit analysis of each location.


    Start with your network. Is there someone that can connect you with someone in the new location?

  • Templates

    Balance Sheet

    • Assets
      • Current Assets
      • Cash in bank
      • Accounts receivable
      • Inventory
      • Prepaid expenses
      • Other current assets
    • Total Current Assets
      • Fixed Assets
      • Machinery & equipment
      • Furniture & fixtures
      • Leasehold improvements
      • Land & buildings
      • Other fixed assets
    • Total Fixed Assets
      • Other Assets
      • Intangibles
      • Deposits
      • Goodwill
      • Other
    • Total Other Assets
    • Total Assets
    • Liabilities and Equity
      • Current Liabilities
      • Accounts payable
      • Interest payable
      • Taxes payable
      • Notes, short-term
      • Other current liabilities
    • Total Current Liabilities
      • Long-term Debt
      • Bank loans payable
      • Other long term debt
    • Total Long-term Debt
    • Total Liabilities
      • Owners’ Equity
      • Invested capital
    • Total Owners’ Equity
    • Total Liabilities & Equity

    Here is the template document Balance Sheet XLS doc

  • Management

    Scheduling staff can be difficult and time consuming. There is just so much to think about. Labor laws, absences, vacation time and seniority to name a few. Employee wages can account for a majority of the costs to run a business so it is important to optimize it as best as possible.

    It is important to get scheduling done right so it reduces stress for not only management but also the employees. Job satisfaction increases if you allow employees a variety of shifts to pick from and allow them to swap shifts with others. Schedules should be as consistent as possible and any changes should be communicated to the staff. Do not forget to ask for their input.

    The requirements of the business is to ensure there is enough staff available to handle customers but at the same time not to be overstaffed and wasting money.

    Thankfully, there is scheduling software available to help elevate some of the pain. They track businesses hours, employee preferences for hours as well as their skills set and seniority. They track employee request to changes whether its vacation, sick, leave of absence or shift swaps. Factoring all of this it will generate a schedule and make it available for management and staff.

  • Human Resource Management

    It is important for an employer to attract and keep employees. Employee retention is focused on keeping those good employees. Employees can be lured away to another company with offers of better salary or benefits. It is important to stay connected with employees and to allow open communication and that they feel respected and valued not only from management but also from their fellow employees.

    One thing we can start with is gathering feedback from employees to understand what they enjoy and what they would like to see changed. It is important to know what motivates employees to stay with the company rather than look for other work. This can be done through employee satisfaction surveys and exit interviews. Exit interviews is a way to find out the reasons an employee is leaving although in exit interviews leaving employees may not be so truthful.

    Once the feedback is received, the company needs to identify issues and target solutions for them.

    Why do employees leave?

    Salary is not everything and employees can leave a company for many different reasons.